Interchange Merchant Plus- interchange pricing-done right-done cheap

Interchange Merchant Plus is a website that helps to promote the interchange plus pricing program of Affiliated Merchant Services.

WE WILL BEAT ANY INTERCHANGE PLUS PROGRAM!

Call today for a free quote! - (866) 976-4983

Our interchange pricing for any restaurant starts out at just 25 basis points and $0.15 cents above interchange. After 90 days we provide a rate review and your rates can only go down as your processing history and volume grows with Affiliated Merchant Services.

Most restaurants and more established retail locations automatically qualify for a free website to help promote their business.

Various methods for presenting a credit card sale for processing through a merchant account exist. The rates and fees that merchants pay are a direct result of the type of transaction and how it was processed through the Visa/MasterCard Association.

Affiliated Merchant Services

Studies show that between 25-50% of all merchants accounts are established incorrectly when they are set up on a tier pricing format. Granted, credit card processing is not the biggest expense that any business will have to deal with. However, the cost of processing payments can greatly increase should the merchant be place on the wrong format for their merchant account.

Even minor mistakes in the merchant account placement can lead to the merchant be assessed penalties for not meeting guidelines that shouldn't have been applied to their account in the first place.


Mistakes in the initial setup with what may appear to be minor details such as the retail/moto percentage rate, average ticket or average monthly volume may lead to merchants paying extra fees and/or account termination. We take pride in providing quality service, allowing our clients to feel secure with their total credit/debit card transaction process.

Most merchants, new and established, just are not aware that they can greatly affect the bottom line cost on their merchant account by simply switching to an interchange plus pricing format once their monthly volume exceeds just a few thousand dollars.


Please feel free to take advantage of our free resources to learn all about credit card processing at Affiliated Merchant Services. To speak with a well qualified merchant account specialist call us at 1-866-976-4983!

Cash Advances: are they good for my business?

Personally, I am not a big fan of merchants using the cash advance programs that are out there. I think that cash advances are really expensive and should only be used when in a dire emergency. The cash advances can be great for merchants that have maxed out their credit and/or for one reason or another can not get a more conventional loan. Our cash advance programs works a lot like any other cash advance program. However, to help offset the cost of doing the advance, we generally provide a free website or internet marketing campaign at a greatly reduced cost through TopRankedSitesToday.com!


Affiliated Merchant Services can turn your credit card receipts into cash you can use today! Regardless of your credit history, you may qualify for our NEW Merchant Lending Program. It's easy and virtually risk-free. Find out more NOW!

Your Benefits

* Approvals in as little as 24 hours
* No up-front fees or closing costs
* Easy payback process - no fixed payments
* Fast funding
* Builds business credit
* No financials required
* No collateral

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Thanks for reading and have a great day!

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gotcardservices.com is a merchant service provider that specializes in helping small and large businesses accept credit cards at the lowest cost possible. We work with Blue Pay and BankCard POS to bring both credit card processing and wholesale point of sale equipment/software to you the merchant!

Whether your merchant account has complex needs or just a great rate and excellent customer service, we have a processing solution that we are sure

We can help you with the acceptance of Visa, MasterCard, Discover&American; Express. Sign up for a credit card processing account today!

Check out our other programs at Affiliated Merchant Services.

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Here is our new video for our credit card processing services: http://www.youtube.com/user/AffiliatedServices

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Are you taking credit cards for your business or are they taking you?

Dear Merchant,

The absolute best way to get the best deal on your credit card processing rates is to negotiate pricing on an "interchange plus" basis. Most credit card processing companies use “Three Tier” pricing which is designed to be confusing and often leads to hidden fees. I prefer to use interchange plus pricing when establishing merchant accounts because it allows me to be upfront and honest while showing the merchants that I truly have the best overall offering for their merchant account needs.

Interchange Plus billing is the most transparent way to get billed because it clearly lays out what VISA and MasterCard are charging you (which isn't negotiable) and what your Merchant Account Provider is charging you (which is negotiable). We are offering interchange plus pricing to your company because it is the only way that we can provide a true apples-to-apples comparison and show you that we are offering a real fantastic deal.

Most of our competitors bill their merchants on a 3-Tier price schedule. VISA and MasterCard classify transactions into one of 130+ interchange categories. Until recently interchange rates were kept secret, but now you can get full access to them at the Visa and MasterCard websites: Visa interchange rates , MasterCard interchange rates. 3-Tier pricing allows merchant account providers to separate the 130+ interchange categories that Visa and MasterCard established into even more categories with their own internal fees attached to them (hidden fees). We use interchange plus pricing because we believe that the hidden fees that are associated with industry should be a thing of the past.

Why it matters to you the merchant!

When negotiating a deal for your merchant account it helps to know how much the processor profits off that account for two reasons:

• It lets you know how much they are making off or you and therefore how much room they have to negotiate depending on the risk level and service needs of your account.
• The main rate that a processor will quote is on a standard credit card transaction. With the rise of rewards cards and debit cards, these "standard" cards make up the minority of transactions. If you focus your energy on negotiating a good "standard" rate, with a fair markup for your processor, they probably will sneak in a much larger markup on the rewards and debit cards.

Should you really want to find the best deal on your merchant account then please feel free to contact me directly or go to my website at www.bankcardpos.com and fill out the rate analysis form for more information! I look forward to hearing from you and hope to have an opportunity to earn the business. Have a great day and thank you for your honest consideration!

Regards,

Mike O’Connor

BankCard POS

Business Relationship Manager

Ph. 877-232-2370 ex. 309

Fax. 866-637-6631

Use Interchange-Plus Pricing

Credit card processors’ largest expenses are the payments they make to Visa and MasterCard. Those payments are set by a complicated formula called Interchange and vary for each transaction (for example, the fee is higher when a rewards card is used). It is set by Visa and MasterCard and cannot be negotiated.

When you use interchange-plus pricing, you agree to pay the processor their costs (interchange) plus a constant markup. Since the markup never changes you ensure that you avoid any tricky fees.

Large businesses such as Wal-Mart and American Airlines have always negotiated on an interchange plus basis because it results in a better deal. Every credit card processor can provide interchange plus pricing and smaller businesses can benefit from this kind of pricing as much as big ones.

Beware of Downgrades

Unscrupulous processors who are not kept in check with an interchange-plus pricing scheme often charge an extra 1% to 2% for transactions that occur over the phone or using a rewards or business card. These downgrades can impact more than 50% of your transactions and add substantially to your total cost.